NextGen.Net Pty Ltd is Australia's leading technology service provider to the lending industry. With a 15 year history of unequalled innovation, NextGen.Net has delivered a series of firsts to the market:

• the industry's first and market-leading LIXI electronic lodgement solution,
• the industry's first and market-leading commercial LIXI gateway service, and
• the first industry-wide integrated service exchange network.

Nextgen has a long and active association with LIXI and shares LIXI's vision. Our industry is built on multi-party communications between broker, originator, funder, valuer, credit bureau, conveyancer, insurer, custodians and servicers, with a constant two way flow of information. NextGen uses open standards such as LIXI to 'reduce the friction' between partners and improve the speed, quality & accuracy of information flow.

We have a simple goal: to use innovative technology to improve service levels and dramatically reduce costs across all elements of the industry value chain.

Our focus on open standards enables you to 'loosely couple' systems. Mix and match our solutions with your existing systems to access the benefits without the cost or risk that 'whole of business' solutions demand. Choose from a comprehensive range of solutions:

• Direct to consumer online applications
• Electronic lodgement for all lending types, including cross-sell
• Lending origination & management
• Straight-through application processing
• Post-settlement transaction processing
• Supporting document verification
• Data warehousing and analysis
• Document & contract production
• Automated decisioning & risk profiling

All solutions feature:

• Support for all lending types (Mortgages, Non-Conforming, Reverse Mortgages, Credit Cards, Personal Loan, Equipment Finance)
• Secure browser based access
• Secure Web Service Oriented Architecture (SOA)
• Comprehensive audit trails and non-repudiation of transactions
• Integrated Identity Management
• Integrated Service Level management & reporting
• Comprehensive BCP & DR options
• Compliance & data management protocols
• Comprehensive LIXI messaging

Our innovation extends beyond technology to our business model. Our fully managed application services enable you to access services 'on demand'. Use our services as part of your short term change management, or use them as the core of your business. It's up to you - we have a range of plans to suit your requirements.

Our newest innovation is the 'NextGen Network'. We've taken away the complexity and cost of managing your electronic relationships with multiple partners, by providing a single consistent way to access multiple service providers. Using the latest in web services and comprehensive developers support, you can leverage our technology to consume services from, or provide services to the market.

Service consumers & service providers can exchange transactions and messages via a fully managed & supported interface, and best of all you'll pay only for the services you use. We even have options for organisations where your volumes don't yet justify full B2B solutions.

For more information contact sales@nextgen.net or visit us at our stand at the 2008 LIXI Industry Forum.