ApplyOnline is the premier LIXI electronic lodgement service, delivering electronic lodgement for all lending types, to Australia’s largest network of lenders. ApplyOnline enables you to capture all required information and produce all required documentation for lodgement in a single hassle-free engagement with your customer at the point of sale
Ideal for Broker Aggregators wanting to provide their brokers with electronic lodgement as a seamless part of the sales process.
Ideal for Lenders wanting to leverage their investment in electronic lodgement by extending access to non-aggregated brokers, without the time and expense of a custom IT Project.
Also provides a simple and secure means of extending electronic Lodgement into lender branch networks and mobile lenders.
Your sales channel can easily capture a loan application online or offline, validate the data according to lender business rules, and submit electronically at the touch of a button. Best of all, the sales channel is notified in real-time via SMS/email/fax/RSS feed of any change in application status, with easy tracking through its entire lifecycle via a secure website.
By lodging electronically, your sales channels are able to provide a professional customer experience - Ask for the information once, produce the print forms at point of sale, and provide accurate checklists. No more going back for missing information.
ApplyOnline’s innovative engine ensures that information is captured only once. ANY details captured in your CRM or Qualifier will be reused in ApplyOnline - you only have to fill in the gaps.
ApplyOnline only requires that you enter data once. If you key an address - you can easily reuse it without re-typing. If you have entered rental property information, the associated income item will be automatically updated.
Electronic lodgement provides customers with prompt responses and immediate feedback on any issues. Integrated compliance checking ensures that the product specific data requirements are met and that you are completing all required documentation at the point of sale
ApplyOnline is offered as a fully managed and supported service, allowing you to focus on your core business activities.
NextGen.Net provides an online knowledge base for your service desk, and backs it with full helpdesk support to your organisation.
ApplyOnline includes full support for sales / referrals of non-mortgage products such as Personal Loans, Credit cards, Insurance - all without re-keying information.
View and manage all applications using a single easy to use interface. The integrated advanced security model ensures that only authorised access to applications occurrs.
The ApplyOnline technology solution enables your brokers to capture information offline (disconnected laptop) or online, while maintaining the same interface and experience. You can even start applications offline and send them back to your office for completion.
The ApplyOnline interface has been designed to divide the loan application into logical sections, allowing your sales engagement with the customer to follow a natural progression.
As well as verifying that you have met all lender requirements, requirements; prior to submission, ApplyOnline automatically reviews all applications and ensures that unusual situations are brought to your attention for verification. For example, you will receive a warning if no assets or liabilities have been listed for an applicant; or where common assessment metrics (LVR, Servicing etc) return unexpected values. All of which lead to higher application
The integrated "Role Based Security" model, allows you to align the visibilty of applications with your business rules. It's easy to setup
Integrated Identity Management allows your allowing your brokers to sign-in once across your systems, ensuring a seamless experience
Integrated Intelligent Document Production enables you to produce any and all documents at point of sale. ApplyOnline also suggest the right 'pack' of documents that should be provided with the application, as well as intelligent 'submission checklists'. Never forget a lo-doc declaration again!
ApplyOnline allows you to save applications at any time, and retrieve them for completion later. You can even securely share them with your head office office or administrative staff to support your business process.
Brokers can configure their own messaging settings - electronic to receive notification of status updates via any combination of SMS, Email, RSS or Fax
All steps of the electronic lodgement process are tracked and monitored - preventing applications disappearing into a 'black hole'
Complete Audit Trails meet the toughest data management regimes.
The integrated service level monitoring of ApplyOnline alerts you when processing service levels are exceeded and promptly identifies lender delays requiring follow up.